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Vehicle Loans

It's not just a new car, motorcycle, or outdoor toy. It's a new chapter in your personal narrative. Let's get moving.

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PersonalLoansVehicle Loans
50%

Auto Loan

A car is an extension of your personality and it plays a role in your life story. Whether you're shopping for a new payment or "new-to-you" vehicle, we're here to help.

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Terms up to 84 months

No pre-payment penalties

AutoSaver Loan

An easy auto loan with payments that look like a lease. When your “lease” period is up, you can turn in your car for something new or enjoy it a little longer. It’s pretty much a win-win.

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Terms up to 72 months

No pre-payment penalties

Yearly mileage limits apply: 7,500; 10,000; 12,000 miles; 15,000 miles; or 18,000 miles

Total mileage based on loan term

Future year, current year, and vehicles up to five model years old are eligible

No early termination fees if you decide to sell, trade in, or refinance vehicle during the loan term

Remainder of loan balance is due in full as a balloon payment at the end of the term if you decide to keep vehicle

A Helping Hand

Start living life on the edge. We’ll be there to catch you if you fall.

LOAN PROTECTION

We’ll cancel or waive your loan payments (up to contract maximums) if a protected life event happens to you. Don’t worry, we’ve got your back.

guaranteed asset protection plus

If your vehicle is stolen or totaled in an accident, your insurance will offer you a payout. GAP Plus helps to fill in the gap (like what we did there?) between what you owe on your vehicle and what the insurance pays out. Plus, we’ll cover up to $1,000 of your insurance deductible if your vehicle is a total loss. If this happens, GAP Plus will also cancel $1,000 of your replacement vehicle loan with us.*

*Purchase your replacement vehicle and finance with us within 60 days of your primary insurance settlement.

How do I get it? Let us know you want GAP Plus when you take out your loan.

 

Vehicle Loan Estimator5

Monthly Cost
Maximum Loan
 
Total cost of car loan
27,000
Monthly cost
450

1APR=Annual Percentage Rate. Rates based on credit history, term, security, and amount borrowed. Rates effective UniversalEffectiveDate and subject to change.

2Third party website. Capital Spring Field Bank is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site's privacy policies may differ from those of Capital Spring Field.

3The TruStage Auto & Home Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. DPGAP-1112-21A0.

4Members Home and Auto Insurance Program is underwritten by leading insurance companies. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

5Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.