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Savings Accounts

Save up for the next chapter in your business story.

Business Money Market Premium

Reach your next business milestone faster in an account that rewards you with a premium rate. And take your business savings to the next level.

Interest
Up to 4.25% APY1
Minimum to open
$1000.00
More Details

Monthly $10 fee; waived with $1,000 minimum daily account balance

Free Business Online Banking and Mobile Banking

Free checks

Interest compounded monthly

No minimum withdrawal amount

Business/Municipal/Government Savings

Opening a Business/Municipal/Government Savings Account is the first step in starting your membership with us.

Interest
0.05% APY1
Minimum to open
$5.00
More Details

Required Business Membership Account

Minimum $5.00 to open account

Monthly $3 fee; waived by maintaining a $300 daily balance or an additional active non-savings product, such as a checking, CD, loan, or credit card

Free Business Online Banking and Mobile Banking

Interest compounded monthly

Business Money Market Savings

A money market savings account can help you save for future business expenses. You work hard, now make your money work for you.

Interest
Up to BusinessMoneyMarketSavings APY1
Minimum to open
$1000.00
More Details

Monthly $10 fee; waived with $1,000 minimum balance

Free Business Online Banking and Mobile Banking

Free checks

Municipal/Government Money Market Savings

You work hard to strengthen and improve the lives of the citizens of your community. Let a money market savings account work harder for you and make reaching your goals a little easier.

Interest
Up to 1.31% APY1
Minimum to open
$1000
More Details

Monthly $10 fee; waived with $1,000 minimum daily balance

Free Business Online Banking and Mobile Banking

6 Checks allowed per month

Interest compounded monthly

Group Health Savings Accounts (HSA)

We’ve partnered with HealthEquity to offer HSA accounts just for Capital Spring Field business members. An HSA is a tax-free way to save for future medical expenses when you have a high-deductible health plan.2

More Details

Balance in HSA rolls over each year. If you don’t use all of the money in your HSA, you won’t lose it.

Pre-tax contributions, which could lower your taxable income

The account is yours to use and keep, even when you change jobs, retire, or switch insurance plans

Interest compounded monthly

Interest earned on the account is tax-free

You’ll receive an HSA debit card to pay for expenses

Manage your HSA account using the HealthEquity mobile app

Account can also be used for retirement savings

1APY = Annual Percentage Yield. Rates as of UniversalBusinessEffectiveDate and are subject to change.

2Qualified HSA contributions are tax deductible, and qualified distributions are tax free. Refer to IRS Publication 502 for a list of tax-free (qualified) medical distributions.

3Third party website. Capital Spring Field Bank is not responsible for the content, availability, security or compliance of any linked third party websites. In addition, the site's privacy policies may differ from those of Capital Spring Field.

Checking Accounts

Run your business knowing that you have the perfect checking account.

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Credit Cards

It’s the perfect way to make purchases and buy supplies for your business.

Learn More
Contact us today to start your Business Membership